FHA Loans for Beaver County, PA
Premier Mortgage & Home Equity

We Offer Great Mortgage Lending Flexibility

For FHA loans in Beaver County, PA, or the surrounding areas, contact Premier Mortgage & Home Equity. FHA mortgage loans are issued by federally qualified mortgage lenders and insured by the U.S. Federal Housing Authority. These loans can be the right answer for the savvy mortgage applicant who is looking for a lower down payment. FHA loans have flexible credit guidelines, low rates, and security of a government-insured loan that make them an attractive product. Give us a call at (724) 843-2336 or contact us online to learn more. Premier Mortgage & Home Equity also provides refinancing and various mortgages, including conventional mortgages.

Premier Mortgage & Home Equity: FHA Loans for Beaver County, PA

If you are looking for a new home, an FHA loan may be the right mortgage loan for you. The Federal Housing Administration (FHA), an agency of the federal government started in 1934, creates the loans. The FHA has set standards for construction and underwriting and insures loans made by banks and other private mortgage lenders. Their goals are to improve housing standards and conditions and provide home financing and market stability. Together, our expert mortgage lenders will walk you through the process of obtaining an FHA loan in Beaver County, PA.

How Does an FHA Loan Work?

FHA loans are an attractive option, especially for first-time homebuyers for a variety of reasons, including:

  • •  Easier qualification than conventional loans
  • •  Lower down payment requirements
  • •  Cannot exceed statutory loan limits
  • •  Available as fixed-rate loans for a 15- or 30-year term
  • •  Flexible income, debt, and credit requirements
  • •  Only a 3.5 percent down payment is required for home purchases.

If you are in the market for a new home and are interested in an FHA Loan, give us a call.

The FHA Has a Mortgage Insurance Program

The FHA’s mortgage insurance program helps low- and moderate-income families become homeowners by lowering some costs of their mortgage loans. Borrowers and projects that are otherwise creditworthy may be encouraged to use loans with FHA insurance. Having FHA insurance protects lenders against loan default on mortgages for properties that meet certain minimum requirements. These loans may be available for manufactured homes, single-family, multi-family, and health-related properties.

Premier Mortgage Serves Beaver County, PA, and Surrounding Areas

Since our inception, our staff has served residents of Beaver County, PA, and surrounding areas with quality mortgage lending services. Together we will walk you through the process of obtaining an FHA loan, or:

Contact Premier Mortgage & Home

Equity when you need FHA loans

for Beaver County, PA.