Premier Mortgage   
  & Home Equity

2558 Darlington Road

Beaver Falls, PA 15010

Conventional Mortgages
for Beaver County, PA

Premier Mortgages & Home Equity Offers Conventional Mortgages

When you need conventional mortgages for Beaver County, PA, or the surrounding areas, contact Premier Mortgage & Home Equity. Conventional mortgages are loans offered by non-government-sponsored mortgage lenders. These loan types include fixed-rate loans, jumbo mortgages, and reverse mortgages. First-time home buyers rely on our team for the knowledge to guide them through the home purchase process. 

If you are interested in a conventional mortgage for your new home, our staff of professionals will help you. Give us a call at (724) 843-2336 or contact us online to schedule an appointment. We also offer cash-out refinancing, regular refinancing and traditional mortgages.

Get a Fixed-Rate Mortgage for Your Beaver County, PA, Home

With a fixed-rate mortgage, the interest rate does not change for the term of the loan. The monthly payment always stays the same. Typically, the shorter the loan period, the more attractive the interest rate will be. Payments on full fixed-rate loans are calculated so that the loan is paid in full at the terms conclusion. In the early amortization period of the mortgage, a large percentage of the monthly payment pays the interest. As the mortgage gets paid down, more of the monthly payment is applied toward the principal. Fixed-rate mortgages for Beaver County, PA, and beyond typically ranged from 15-year to 30-year. Here are the benefits and drawbacks of each:

30-Year Fixed-Rate Mortgage

Benefits

  • • Lower monthly payments
  • • Interest rates do not go up
  • • Payment does not go up

Drawbacks

  • • Higher interest rate 
  • • Interest rate stays the same if interest rates go down

15-Year Fixed-Rate Mortgage

Benefits

  • • Lower interest rate 
  • • Build home equity faster 
  • • If interest rates go up, yours is fixed. 

Drawbacks

  • • Higher monthly payment stays the same if interest rates go down 
  • • The interest rate stays the same if interest rates go down. 

We Proudly Serve Beaver County, PA, and Surrounding Areas

For 19 years, we have taken great pride in serving residents of Beaver County, PA, and beyond. Homes are the most significant purchases we ever make; our staff will find the right one. Contact Premier Mortgage & Home Equity if you need the following loans:

Contact Premier Mortgage & Home

Equity when you need conventional mortgages

for Beaver County, PA.